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Property Financing

Commercial Real Estate

Secure competitive financing for purchasing, refinancing, or renovating commercial properties. From office buildings to retail centers, we connect you with lenders who understand real estate investment.

Loan Details

$100K
Minimum Amount
$50M+
Maximum Amount
5-30 Years
Loan Terms
5.5%-12%
APR Range
2-4 Weeks
Funding Speed

Key Features

Everything you need to know about our commercial real estate solutions.

Purchase Financing

Acquire new commercial properties with competitive rates and flexible down payment options tailored to your investment strategy.

Refinancing Solutions

Lower your existing rates, access equity, or restructure your debt with our refinancing options designed for commercial property owners.

Bridge Loans

Short-term financing to bridge the gap between property acquisition and permanent financing or sale.

Construction Loans

Fund ground-up construction or major renovations with draw schedules that match your project timeline.

SBA 504 Loans

Access government-backed financing with low down payments and competitive fixed rates for owner-occupied properties.

Hard Money Loans

Fast, asset-based financing for investors who need quick closings or have credit challenges.

Why Choose Our Commercial Real Estate?

We understand the unique challenges businesses face when seeking funding. Our commercial real estate solutions are designed to provide fast, flexible financing with transparent terms.

  • Competitive interest rates from our network of 50+ lenders
  • Flexible loan-to-value ratios up to 80% for qualified borrowers
  • No prepayment penalties on select loan programs
  • Expert guidance through the entire financing process
  • Fast pre-approval decisions within 24-48 hours
  • Dedicated loan officer assigned to your deal

Get Your Free Quote

Fill out the form below and one of our funding specialists will contact you within 24 hours.

By submitting this form, you agree to be contacted by Plentiful Funding regarding your funding inquiry.

Ideal Use Cases

See how businesses like yours have used our commercial real estate to achieve their goals.

1

Office Building Acquisition

A real estate investment firm needed $8M to acquire a Class A office building. We secured a 25-year fixed-rate loan with 75% LTV, closing in just 3 weeks.

2

Retail Center Refinance

A shopping center owner refinanced their $15M loan, reducing their rate by 1.5% and saving over $200K annually in interest payments.

3

Mixed-Use Development

A developer secured $12M in construction financing for a mixed-use project combining retail and residential units.

4

Industrial Warehouse Purchase

A logistics company acquired a 100,000 sq ft warehouse with an SBA 504 loan, requiring only 10% down payment.

Frequently Asked Questions

What types of commercial properties do you finance?
We finance all types of commercial real estate including office buildings, retail centers, industrial warehouses, multifamily properties (5+ units), mixed-use developments, hotels, self-storage facilities, and special purpose properties.
What are the typical down payment requirements?
Down payment requirements vary by loan type and property. Conventional loans typically require 20-25% down, SBA 504 loans require as little as 10%, and bridge/hard money loans may require 25-35% depending on the deal structure.
How long does the approval process take?
Pre-approval can be obtained within 24-48 hours. Full approval and funding typically takes 2-4 weeks for conventional loans, 60-90 days for SBA loans, and as fast as 7-10 days for bridge/hard money loans.
Do you finance properties in all states?
Yes, we finance commercial properties in all 50 U.S. states and select Canadian provinces through our extensive network of national and regional lenders.
What credit score is needed for commercial real estate loans?
Most conventional lenders prefer a credit score of 680+, though we have options for borrowers with scores as low as 600. SBA loans typically require 650+. Hard money loans focus more on the property value than credit score.

Ready to Grow Your Business?

Get started with your commercial real estate application today. Our team is ready to help you secure the funding you need.

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